Well not quite. It should be made clear from that start that, in this post-apocalyptic world riddled with magic and mayhem that we experience in Sojourners in Shadow, there is no global currency. There is nothing that everyone uses. People barter, that happens everywhere. If you want to trade then you need to be able to give up something yourself. But the world contains patches of civilisation, and in those money has taken some form. So here I’ll explain them: each place, each type, and give some kind of context and history about them.
The first place to start has to be Trade Island. As the name suggests, trade is the main aim, and while you can barter and swap goods, a form of money had to come about. Now if you’re a high up and wealthy member of a business family, then a credit note is all you need. These are worth whatever is written on them, because everyone knows you have that money, so if words say you’re giving that to someone else, you are. It also helps that the families all keep their main wealth in the same bank, the Vault, so dealing with each other is literally no more than moving numbers about. Others can use credit notes too, but you had better be someone of worth, otherwise you could end up eating that note. Or worse.
As for a more menial form of money, something that looks pretty but is not really valuable, then people use gems. These are small crystals, not like anything of this world as we know it today, and that’s because gleaners make them. Literally. Gems are gleaner shit. They often leave their, well, leavings about their caves and tunnels to give off a small glimmer of reflected light. Gleaners see better in the dark than most monsters but they don’t fully see in it. Whatever their cause and use, the people of Trade Island handle these daily, buying goods. Some know where they came from. Most don’t. Most don’t want to know nor care to. In Trade Island, handling gems is the least of the dirty tasks you’ll have to do to get by.
In many places money has developed where humans are maintaining communities, especially small forms of civilisation. In essence, if things are in order and people are trying to trade and grow, then a currency is created.
In Central Asia, across the steppes, where many tribes and gatherings have merged, the people have developed coins. At first, they were made of precious metals, but over time they used cheaper things and were pledges, as in I don’t have this money to buy, but if you give this to someone else in my tribe, they will give you something. Tribes and groups had coins that had the names of their leaders on, as a sign or promise that they were supporting this pledge. You would use a coin to buy something and any problems later on could be taken to the leader himself and he might pay up, or at least see recompense made. This gave the leaders more prestige, and also more power. This led to a counter move by certain richer people, who began to make their own coins and give them out, and people used them as they knew these had the wealth to back up the offer. These people were also looking for a currency that could be used beyond each tribe, as more and more were moving closer together to avoid enemies, and more were trading together. This is what led to the rise of the kulaks, the merchant class that now has power without being leaders or elders. By now, most coins are cheap metal with kulak family names on, and are handed about and taken as worth, and so, while people still barter, the wealthy have a form of power over others.
The Deliverer is a ship, stranded in the Pacific Ocean. To be honest, it is three ships, but they have been fixed together so long the humans living there see it as one. They are a practical people, surviving by working together, so for them, you mainly get what your role earns. Everyone is meant to contribute. Yet some tokens were made long ago, small bits of scrap metal cut and stamped by machinery. There’s nothing fancy about them, they have numbers for value on, and marks from the machines down below to prove they’re authentic. You have any and you can hand them over to buy yourself something special once in a while, to get a bit more than your role in the ship earns you. Some frown on them, wondering why they’re still around when they haven’t been made in a long time. In a way, it is an expression of individuality within the community. Most likely that’s why their production was ceased.
The Northern Federation, because it has had to grow, regrow and develop, has dabbled in money a few times before now. At one point wooden tokens were currency, once you had etched your name and debt on. Some still use these, mostly in the villages. In the cities they have gone back to coins and notes. Oddly enough, there is a direct parallel with the market towns of Europe across the sea. While the Northern Federation are together, the cities themselves tend to compete. Each produces money with their name on. They are all acceptable across the region, but it has become a matter of pride for each city. Carthage was the first to make coins with its name on. It pushed them to the other cities with a passion, seeking its place as first city, which it gained. After a while, the other cities fought back with their own coins, but this had to be negotiated. Basically, the coins, and later the paper notes, had to be the same value across the Federation, and all were to be accepted. Money could be used to promote pride in your home city, but it couldn’t actually become an act of independence. Also, while it was never made official, the Carthaginian coinage was favoured. By now, notes and coins are commonplace, the first called dollars, the latter, which are bronze metal, are pennies.
The Mediterranean market towns are developing money. At first people made coins to try and pay for things, but as market towns grew and became known settlements, they were able to make their own coins. People in those places were commanded to accept them as money, and so others began to do so, knowing they can be used there. Barter still goes on, but more towns are producing coins and as their trade and influence spreads, so does the coins. Funnily, pirates have been a big boost in this. By robbing the merchants of the Mediterranean, they’re the ones first responsible for taking coins to other places, and exchanging them with other coins.
The Coalition of the South has money that harks back to the era before the Shadow World. Back then, the region was an important trading nation and it did well, the perfectly placed go-between for other countries. In that time, the rand and cents were currency, and the people today remember such things, and more. They use paper notes, called rand but sometimes dollars too, and cents are the coins, which look gold, hearkening back to the glorious trade era. The cities of the Coalition are more inland and secluded, unlike those of the Northern Federation, so their money has yet to be taken abroad. Perhaps soon.
A final mention goes to Australasia, where they have notes and coins as well. When the nation was formed, including the Aussies, the Brits, the Americans and the Japanese, they had to agree to a currency to share, to include them all and maintain equality. The easiest thing to do was to stick with Aussie dollars and cents. They’re not the same as today, obviously, but called the same and used for the same purposes. Only in the wilder central areas would anyone think of bartering instead of just delving into their wallet. Oh, it should also be mentioned that some Americans and Brits use old slang for coins, such as dimes and shillings.
Those are the major realms and communities where money has emerged once again. New, and yet fulfilling an old purpose. The more humans spread and interact, the more they need stable forms of currency to work with. So far there is nothing that works around the world. It is too fractured a place. It can be pointed out that bullets, fuel or food are forms of currency, far more sought after than most coins on a global scale. But as time passes and more groups become organised, these forms of money can begin to overlap. Already Mediterranean settlements work with money from the Northern Federation, and vice versa. As the two sides get to know each other, it is possible the merchants will push for a common currency. Others might well oppose it.
Many places around the world have no need for money. Cyborg sects are fighting a constant war for the betterment of the human race, so getting paid or buying goods isn’t even considered, not even among the less united groups. When a power rules, there rarely develops a need for money so at Constantinople the military takes as it likes, although some settlements of mutants are beginning to trade secretly with other places. Eden is a place of science, faith and unity, so wealth is abhorrent, and in the religiously inspired Octagon State in Texas, the love of money is still seen as the root of all evil.
Perhaps those people are right, perhaps not. With money, people find themselves able to buy, to improve their lives, to provide for others. Yet there is no doubt that often, the creation of coins has been done as some seek to exercise power over others. By making a form of currency, not only can that be used to praise your greatness – bearing your name, perhaps even your image – it means you get to set the standards. Whether it be Carthage or the kulaks, the market towns or the business families, those with the wealth and the will seek to rule others via the power of the coin. The pen is claimed mightier than the sword, although others can argue the gun beats both. Yet to these people, the coin beats them all. As currencies develop and spread, we will see who is right.